Sending money within NZ

Securely transfer money within New Zealand at your local PostShop with domestic money orders.

Domestic money orders are an easy and reliable way to send and receive up to $999.99 – and you don’t necessarily need a bank account.

Domestic money orders are great for:

  • sending money as a gift to friends or family within New Zealand
  • making payments to businesses with a money order certificate
  • sending money to a loved if they run out of cash while travelling in New Zealand
  • if your wallet, cash or banks cards are stolen and you need money urgently

To transfer money simply fill in an application form at your local PostShop then send a Money Order Certificate through the mail or transfer money electronically on the spot.

To collect a money order the receiver will need to visit their local PostShop. We’ll pay the amount in cash or into a bank account. If you are redeeming multiple money orders that cumulatively amount to $500 or more you will require valid ID. Visit for acceptable forms of identity documentation.

Things you need to know

If you are under 18 and want to redeem a Money Order Certificate you must provide valid ID to receive the funds in cash, or have a parent, guardian or caregiver (with a valid form of ID) to present the Money Order Certificate on your behalf. Visit for acceptable forms of ID.

All money order details are recorded by us, so if you lose your money order certificate or forget your pin notify your local PostShop or contact our National Contact Centre.

Business redemption

You can redeem your Money Order certificate by taking it to any PostShop with your bank deposit slip. Once redeemed, the Money Order will be deposited into your nominated bank account in New Zealand by New Zealand Post.

Benefits for Businesses

The use of Money Orders provides a number of benefits for businesses and their customers:

  • Funds are pre-cleared provided the Money Order terms and conditions are met.
  • Funds can be deposited by New Zealand Post directly into a nominated bank account in New Zealand.
  • Your customers don’t need a bank account or credit card to do business with you. This gives you access to a wider market.
  • Money Orders can be posted to New Zealand Post for redemption. This saves you from having to physically visit a PostShop.
  • Unlike other payment methods, there is no cost charged by New Zealand Post to redeem a Money Order.

If your business receives substantial volumes of Money Order certificates, please contact us at  our National Contact Centre, so that we can develop a redemption process that best suits your organisation.

Money orders are issued by Kiwibank Limited. Download Kiwibank's Disclosure StatementOpens in a new window. or pick up a copy from your local Kiwibank.

Update to Money Order Terms and Conditions

We updated our Money Order Terms and Conditions. Read a copy of the new terms (PDF - 112KB). 

We have aimed to make the Money Order Terms and Conditions clearer and easier for you to understand. 

The most important changes are in the following key areas:

  • stating on the money order form the application fee;
  • when and how we collect and use your personal information;
  • increasing the length of time for notifying you of changes to our terms & conditions and any fee change
  • what your liabilities are to us;
  • when we are required to act on instructions in relation to money orders provided to you;
  • when money orders provided to you may be cancelled or suspended;
  • the circumstances where our liability to you may be limited.

Next steps

Fill in a domestic money orders application (PDF - 112KB).