Bonus Bonds are units in the Bonus Bonds Trust and are not deposits or other liabilities of any member of ANZ Bank New Zealand Limited (“ANZ”). In any month, the number of Bonus Bonds prizes and total payout are subject to change. The principal and returns of Bonus Bonds are not guaranteed and are subject to investment risk. ANZ Investment Services (New Zealand) Limited is the manager and promoter, and ANZ is the investment manager of, and a distributor of units in, the Bonus Bonds Trust. Bonus Bonds investment portfolio is rated by Standard & Poor’s, with full details of the current fund credit rating available on the Bonus Bonds website and in the Bonus Bonds registered prospectus. A copy of the registered prospectus and a summary of Bonus Bonds terms and conditions are available on the Bonus Bonds website, or at any ANZ branch or PostShop.