Travel insurance

Organise travel insurance for you and your family on the spot at your local PostShop.

Travel’s an adventure and it pays to be prepared.

What you are insured for

Instant Insurance for Travel has great cover for:

  • Personal baggage
  • Money and travel documents
  • Emergency purchases
  • Loss of deposits
  • Cancellation and curtailment
  • Accidental death and permanent disablement
  • Medical and other expenses (with 24 hr emergency assistance)
  • Liability protection
  • Travel delay or missed connection
  • Public transport services strikes and hijacks
  • Rental vehicle insurance excess.

Your travel destination

The cost of your travel insurance depends on your destination (Plan A, B, or C), how long you’re away and whether you want cover as an individual or as a family.

  • Plan A – Australia, Bali, Norfolk Island, Papua New Guinea, Solomon Islands, Nauru, Kiribati, Vanuatu, New Caledonia, Fiji, Tonga, the Samoa’s, Cook Islands, Niue and Tahiti.
  • Plan B – Worldwide except USA, Canada, France, Spain, Italy, Switzerland, Germany, Belgium, Netherlands, Denmark, Sweden, Norway, Finland, Iceland, Greece and Portugal.
  • Plan C – Worldwide.

Any country classed as “Extreme Risk” by the Ministry of Foreign Affairs & Trade (MFAT) is not covered with this travel policy – to find out more, visit safetravel.govt.nzOpens in a new window. .

Insurance plan premiums

  Plan A Plan B Plan C
Duration Individual Family Individual Family Individual Family
Up to 5 days $38 $73 $73 $140 $104 $200
For 8 days $45 $86 $86 $165 $123 $236
For 14 days $60 $115 $115 $221 $164 $315
For 21 days $78 $150 $149 $286 $213 $409
For 28 days $96 $184 $184 $353 $263 $505
For 60 days $134 $257 $256 $492 $366 $703
For 90 days $164 $315 $313 $601 $448 $860
For 120 days $193 $371 $371 $712 $529 $1016

If you are travelling for a duration not shown in the table above (eg. 35 days) visit your local PostShop to find out how much your travel insurance will cost.

Our guarantee

We offer a seven day money back guarantee. If for any reason, you decide to cancel Instant Insurance for Travel we will give you a full refund – providing it is within seven days of purchase date and you have not started your travel or made a claim.

Instant Insurance for Travel Policy

Eligibility conditions apply and important terms, conditions and exclusions are set out in the policy wording. You can check these out at your local Post Shop or read the Instant Insurance for Travel PolicyOpens in a new window. (PDF 215KB).

Instant Insurance for Travel is issued by TOWER Insurance Limited and arranged by New Zealand Post.

Next steps

  • Just walk into your local PostShop, fill in an application form, take it to the counter, pay the premium and you and your family could be covered ‘on the spot’.